My role as a mortgage broker is to help source the most suitable home loan for your situation. All banks and lenders have different niches and policies, so depending on your situation, I research to find some mortgage products suitable to you. I will also look at your future plans, what you think your might want to do with that property (it might be an investment property, or may become an investment property in the future) and discuss various loan options with you.
We will look at what features you would like in a home loan, it may be an offset account, a fixed rate, or a split home loan, with both fixed and variable rates. We will find the most suitable mortgage for your current needs.
I will ask for all the relevant paperwork the bank needs to secure a home loan. Generally speaking, it will be things like your latest payslips, copies of other credit commitment statements (like credit card statements) and identification documents. I will do all the paperwork on your behalf, this, incudes the first home buyers grant and REBA grant paperwork (if you are a first home buyer). You will deal with me directly as the chosen bank or lender processes your home loan request.
I will keep you informed of updates as the bank processes your home loan application. If you have any queries, you can contact me directly, which may save you time talking to a bank or lenders call centre.
I also work 7 days a week, including after business hours, so we can meet at a time and location that is convenient to you. My goal is to have long term relationships with all my customers, to help you with your financial needs now, and in the future.
I am paid commission by the banks, and for residential finance never charge you a fee. Most banks pay an upfront commission and a trail commission for the life of the loan. I am generally paid the same by the banks and lenders I deal with, so there is no preference for banks and lenders on my part. My goal is to find the most suitable home loan for your needs.
I can also offer free property and suburb reports to you on any residential property in Western Australia. This is a really handy tool if you are looking to purchase a new property, as you can learn how long the property has been on the market for, any price reductions, and what other properties in the area have sold for in the last six months.
Research is everything, and knowledge is power to you. My goal is to give you the knowledge about mortgage options, so you can make the most informed decision for your personal situation.
My role as a mortgage broker is to help source the most suitable home loan for your situation. All banks and lenders have different niches and policies, so depending on your situation, I research to find some mortgage products suitable to you. I will also look at your future plans, what you think your might want to do with that property (it might be an investment property, or may become an investment property in the future) and discuss various loan options with you.
We will look at what features you would like in a home loan, it may be an offset account, a fixed rate, or a split home loan, with both fixed and variable rates. We will find the most suitable mortgage for your current needs.
I will ask for all the relevant paperwork the bank needs to secure a home loan. Generally speaking, it will be things like your latest payslips, copies of other credit commitment statements (like credit card statements) and identification documents. I will do all the paperwork on your behalf, this, incudes the first home buyers grant and REBA grant paperwork (if you are a first home buyer). You will deal with me directly as the chosen bank or lender processes your home loan request.
I will keep you informed of updates as the bank processes your home loan application. If you have any queries, you can contact me directly, which may save you time talking to a bank or lenders call centre.
I also work 7 days a week, including after business hours, so we can meet at a time and location that is convenient to you. My g
"If you have any questions or comments, please leave your comment below, or contact me anytime, to discuss your needs."
- The Role Of A Mortgage Broker (view on Google Sidewiki)
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